Ann Caroli of Bayville died on Aug. 20, 2012, at the age of 88. Beloved wife of Daniel J. Loving mother of Daniel P. (Linda), and Carol Higgins (George). Cherished grandmother of Daniel G., Kristin, Erica, and Matthew. Also survived by loving nieces, nephews, relatives, and friends. Visiting was at the Oyster Bay Funeral Home. Funeral Mass: St. Gertrude RC Church, Bayville, NY, Thursday 10:00 a.m. Interment: Locust Valley Cemetery.